These 8 Statements Only A Banker Will Understand

SBI, BOB, OBC, ICICI, HDFC, City Bank, Yes Bank, No bank, Payment banks. The list is endless. Banks these days have become an integral part of our life. Day in Day out, knowingly, unknowingly we are interacting with our Banks 24 X 7. From paying your online bills to recharging your phones, are lives are bundled around Banks. The innumerable schemes of our Prime Minister Sri Narendra Modi have been highly successful and popular, thanks to these Banks. From the Suraksha Bima Yojanas to Mutual funds assurances, Banks have been playing a major role these days.


But it is not just the Banks but the customers that make the party complete. Without the customers and without their titter bitter taunts and anxious eyes, their various complaints and their grievances the Banking remains insipid and imperfect. Thatslyf here brings to you some very common yet funny statements every customer makes to his banker, especially if it’s a SARKARI BANK. Enjoy these customer complaints if you are a Nationalized Bank Employee…!!


1. Koi kaam hi nahi karna Chahata: This is the pet statement that any customer will bestow on you as soon as you give them the lame excuse of poor connectivity or your passbook machine being out of service. However hard you try to convince them, people would just pass the dictum of you being the lazy one and move on.


2. Private banks me to aise hota hai: This statement no matter how good a service you provide will cling to your vest like that dust which sticks to your dress as you travel across Delhi. People may or may not go to the private banks, but saying this is just like that clichéd statement you make when you visit Sarojini Market and bargain from the shopkeepers “Bhaiya uss dukan me to itne me mil raha hai”.


3. SBI me ho to khud ko kya samajhte ho: Well, first things first. SBI is a big thing, none the less; the attitude of officers is not any different from those visiting the same as customers. If you are working with TCS and can’t budge an inch from your queue and shout with your loud mouth about the delayed and poor service, let me tell you, we have become deaf and mute to your unnecessary daily charging and barging and will do our tasks at our pace, come what may. Next Please!!


4. Zero Balance se account khulta Hai: God Bless our Prime Minister who helped millions open their account with minimum difficulties and the so called Zero Balance account. But those accounts would have remained so if the bankers would not have intervened. The customer happily enters the bank and asks, “Zero balance se account Khulwana hai” but would never credit a single rupee on his own. The next question being “Woh Paanch hazaar kab aayenge?” The five thousand that Sri Modi Ji promised. Well Achhe Din Kab Aayenge?


5. Sunday ko Bank Band Hai Kya?: There must be seriously something wrong with you people. How can you shut bank on Sundays when I am having an off. I got only this day and you also got to be closing on the same day. Now, now, you have no right to enjoy holidays. So, can somebody please tell me, is the Bank closed this Sunday; “Sunday ko Bank Band hai kya?”

6. Phone to koi uthhata hi nahi hai yaha: You cannot escape this statement if you are working in a Nationalised bank. You may try this statement blindfolded on any nationalized banker and you can see their petty faces. You may not even dial up but simply saying this statement is deemed to be true as no Sarkari Officer ever picks up a phone or replies to a mail. Tring Tring..!!


7. 25 Chakkar Laga chukka hu, Yeh sarkari bank hai na!!: What is a bank if you have not been to its door more than thrice for the same unfinished task. Well that seems true for a nationalized bank from getting a net banking password to processing your home loan. Nothing comes in just one round trip. But come on, where money is involved, even 25 Chakkar is less.

8. Ab to Saturday bhi Off Hai: This is the most recent one and highly frustrating one too. Even people working in MNCs enjoy two days off a week, then why this partial attitude towards a Banker? And who will count those other two full working Saturdays? It just gets balanced out. Well, yes Saturday is an off.


Being a banker in today’s scenario is neither a piece of cake nor just any luxurious white collared job. It brings with it its own risks and cons. But besides the risks it’s the shift in people’s attitude towards the bankers that has made this industry more challenging. Amidst the rush and gush and huffing puffing crowd, it’s the same customers and their tidbit taunts that complete a banker’s DayEnd.


About Author



Dhruva Awasthi is a young and dynamic writer with fresh thoughts and a firm believer that writing is the best form of expression. He crossed the threshold from his mundane arduous work life into the world of writing because of his pure love for penning down the thoughts which entwines his mind. He is an Engineer by profession and a writer by choice. He has a flair for writing on a wide array of genres spreading his wings from politics, food, health, spiritual to poetry, drama and fiction. Dhruva is methodical and punctilious and hopes to bring realism to the table, through his writings and through Thatslyf.


    • R K Awasthi
      November 5, 2016

      Such comments are nothing except a reflex action.Many of us daily breaks road rules and blame others like police,adminstration, leaders country,when we see road jam,encrochement, pollution ,garbage etc and never try to see the real cause for our inconvenience.People will understand the value of govt Bank,when all will become private.We may think that private bank,roads,rail,bus flights or every thing,which is private will be good.It is wrong perception.

    • aarif
      September 30, 2015

      An alternate staff, a change in shift is digestable. but 7 days a week is never. That is something against labour law. Even machines which are supposed to produce 24×7 are shut down for a few hours which is under the name of preventive maintenance to avoid production of materials which are defective due to overburdening the same machine. Bankers are still humans. 7 days a week job when most of the things have been digitalised and online or alternative distribution channels have been provided is totally uncalled for.

      The Railways, the water supply staff, do they work 7 days a week? No. their OFF usually varies to some other weekday. India as such needs a lot many services which are essential and a 24 x 7 interaction. Let us take education for instance. The poor and distraught condition of our education system calls for an urgent 24 x 7 working teaching staff who should be always on their toes, seven days a week and 24 hours in front of students making them study and make a shining India.


    • Vidhu Shekhar Chaturvedi
      September 29, 2015

      Well, you rightly point out “..we are interacting with our Banks 24 X 7..” and ” ..our lives are bundled around Banks.. “. So, this brings banks into the realm of what we call ‘essential services’. Can we afford to have railways and power houses and water supply staff not to work on weekends ? No. Banks should deploy alternative staff or use overtime system. We would not ask for a 24 hours’ service a day, but seven days a week is a must for banks these days, especially in India where online banking customership is still in it’s infancy and where most people would find time for personal banking ONLY on Saturdays / Sundays ! So..why not ? Because “yaha koi kaam karna hee nahi chahta hai yaaar …” :)


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